This statement asks for your consent so that we can provide communications and information to you in an electronic format rather than in paper format. Before you decide whether or not you wish to provide your consent to receiving electronic disclosures, you should read and consider the following information. Then, if you decide to consent, you can click the "I Agree" button at the bottom of this statement. For your consent to be effective, your computer and browser will need to meet the hardware and software requirements discussed below.
This statement contains important information that we are required by law to provide to you. You should keep a copy for your records. If you have any questions about E- disclosures that are not answered, feel free to communicate with us by calling 402 869-2211 or writing us at: The Bank of Steinauer, 215 Main St., Steinauer, NE 68441
Our Online Banking Service was designed and built to provide records to you in electronic form. You cannot enroll in the Service online without agreeing to receive the Online Banking Disclosure (Internet Banking Agreement ) in electronic form.
If you consent, we may also provide other disclosures in an electronic format. These disclosures may include but are not limited to the following:

• Updates or Amendments to our Online Banking Disclosure (Internet Banking Agreement);
• Notice of change in account terms;
• Notice of fee changes;
• Responses to any questions you may have about electronic funds transfers;
• Privacy and security notices.

1. How to Obtain Electronic Disclosures (E-Disclosures)
We will always post our most current Online Banking Disclosure (Internet Banking Agreement) on our website. If any amendment(s) to this agreement results in an adverse affect upon our customers, we will provide at least 30 days prior notice.
You may download or print all electronic notices and disclosures from your computer if you have the hardware and software described below. You can also save copies of electronic notices and disclosures to your hard drive or other media for viewing and printing at a later time.
If you have trouble printing or if you need a paper copy for a special situation, you may request a paper copy from us by contacting us through any of the methods listed above. If you need a paper copy of any E- disclosure, we will provide the copy for free.
2. System and Equipment Requirements
Prior to accepting the electronic delivery of disclosures, you should verify that you have the required hardware and software necessary to access the system and retrieve documents and disclosures in an electronic format. You will need:

• Internet Access.
• A computer and Internet browser that can support 128-bit encryption.
• For security purposes, we support the most current version of popular browsers, such as Microsoft Internet Explorer, Mozilla/Firefox, Netscape Navigator/Communicator, or AOL’s browser. The most current browser versions are typically more secure and will support 128 bit encryption.
• A printer for printing E- disclosures and/or sufficient hard-drive space or other media (e.g. CD, DVD) if you plan to save disclosures in an electronic format.

We may revise hardware and software requirements from time-to-time. If there is a material chance that the changes may impact your ability to access the system or E-disclosures, we will notify you of these changes thirty (30) days in advance. At that time, you will be given an opportunity to change the format of your disclosures (e.g. change from an electronic format to paper format) without the imposition of any fees.
3. Cancellation of E-Disclosures
If you consent to receive E-disclosures and later change your mind, you may withdraw your consent at any time. We will then stop providing records to you electronically. Withdrawing your consent does not affect any Agreements you have already received electronically, but we will then stop providing any remaining or subsequent agreements or records to you electronically for the affected Service(s). To withdraw your consent, you must write to us at the address above. However, remember that the system does not support paper-based communications so the consequence to you, if you withdraw your consent to electronic records, is that we may terminate the affected Service.
4. Address Changes
In order to provide E-disclosures, we must maintain current customer email addresses at all times. It is your sole responsibility to provide us with your correct contact information, including your email address.
You should notify The Bank of Steinauer of any changes to your personal contact information by calling us at: 402 869-2211 or you can update your personal information at 215 Main St., Steinauer, NE.
5. Proceed with Acceptance of E-Disclosures
With your acceptance below, you agree to accept Online Banking related disclosures in an electronic format. You also agree that you have the necessary equipment for accessing and viewing the disclosures and you agree to notify us if you change your email address or if you no longer want to receive disclosures electronically.
If you do not want E-disclosures, select the “cancel” button below. If you do not accept E-disclosures you will not be able to proceed with online enrollment for our Online Banking service.